Bank Current account

Why you’ll love it: You get an interest-earning checking account with financial tools to help you manage your money. Plus, enroll in Smart Rewards for free to earn extra perks as your qualified balances grow.
Get overdraft protection tools including a £50 overdrawn Available Balance threshold, overdraft protection and our Overdraft Fee Forgiven program.
Pay £6.95 or £0 monthly maintenance fees. Waive fees in multiple ways.
Access automated financial tools. Track your spending, set up account alerts and utilize our goal planner to help you build a better budget.
Earn more on your money when you add-on a high-yield Bank Current account to Bank Smartly account.

Safe Debit Account

Why you’ll love it: You’ll skip the checks but want the tools to help manage your money and build your credit. Plus, debit card.
No overdraft fees.
In most situations a transaction more than your balance won’t go through. If it does, there’s no fee.
No surprise fees. Pay a £4.95 monthly maintenance fee with no minimum balance penalty. Fee cannot be waived.
Banking essentials. Directly deposit paychecks, lock a lost debit card and pay bills for free using our online service.